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Mastercard Hiring Software Engineers in O’Fallon: $72K–$115K

On: July 24, 2026 5:54 PM
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If you’re looking for an opportunity to build innovative technology solutions with a global leader in digital payments, Mastercard is hiring Software Engineers in O’Fallon, Missouri. This role offers the chance to work on cutting-edge software products, collaborate with experienced engineering teams, and contribute to technologies that power secure and seamless transactions worldwide. With competitive pay, excellent career growth opportunities, and a supportive work environment, this is an exciting opportunity for software professionals who want to make an impact.

Job Overview

FieldDetails
Company NameMastercard
RoleSoftware Engineer
QualificationBachelor’s degree in Computer Science, Information Technology, Software Engineering, or a related field (or equivalent experience)
Job LocationO’Fallon, Missouri, USA
Salary$72,000–$115,000 per year
Work TypeHybrid / On-site (based on business requirements)
Job TypeFull-Time
Job LevelEntry Level to Mid-Level
IndustryFinancial Technology (FinTech) / Digital Payments

Job Description

The Software Engineer I is an early-career software engineer specializing in Java development with a focus on building microservices that support Mastercard’s high-throughput, low-latency transaction processing platforms. This role provides opportunities to learn modern software engineering practices while contributing to the development, testing, deployment, and support of business-critical applications.

What You Will Do

  • Develop software solutions by translating product requirements into technical implementations with guidance from senior engineers.
  • Contribute to software design discussions and propose scalable, maintainable solutions.
  • Write modular, readable, and performant code following engineering best practices.
  • Develop and maintain unit tests and automated test coverage to validate software quality and reliability.
  • Participate in functional and integration testing activities across applications and services.
  • Follow secure coding standards and software engineering best practices throughout the development lifecycle.
  • Participate in peer code reviews and incorporate feedback to improve code quality and maintainability.
  • Assist with prototyping and proof-of-concept initiatives.
  • Support cloud-ready microservices and distributed applications.
  • Assist in troubleshooting and resolving software defects and production issues.
  • Build applications with maintainability, reliability, and operational readiness in mind.
  • Collaborate closely with cross-functional teams using Agile Scrum methodologies.

All About You

  • Good understanding of Java, J2EE, Spring, Spring Boot, Kafka, RESTful Web Services, and JPA.
  • Foundational understanding of software design and architecture concepts.
  • Familiarity with unit, functional, and integration testing practices.
  • Understanding of secure coding principles.
  • Strong problem-solving and analytical skills.
  • Strong understanding of data structures and their impact on application performance.
  • Exposure to microservices and cloud-native application development.
  • Knowledge or experience with AI-assisted applications, AI agents, or agentic workflows is a plus.
  • Exposure to CI/CD practices and Test-Driven Development.
  • Strong communication skills and willingness to learn from experienced engineers.

Selection Process

  • Online application submission.
  • Resume screening by the recruitment team.
  • Technical assessment or coding test (if applicable).
  • Technical interview with the engineering team.
  • Managerial and HR interview.
  • Background verification.
  • Final job offer.

How to Apply

  • Visit the official Mastercard Careers website.
  • Search for the Software Engineer position in O’Fallon, Missouri.
  • Review the job description and eligibility criteria.
  • Click Apply and create or sign in to your account.
  • Complete the online application form.
  • Upload your updated resume and any required documents.
  • Submit your application and monitor your email for further updates from the recruitment team.

P S Karthik

P.S. Karthik is the Chief Editor of Studentscircles. With over 12 years of experience in the educational news industry, he specializes in bridging the gap between campus life and the professional world. Having helped thousands of students navigate the US job market, Karthik’s mission is to turn complex academic news into actionable career opportunities.