Perpay, a fast-growing fintech startup based in Philadelphia, is actively hiring Software Engineers—including new graduates—as it scales its product ecosystem. Known for improving financial access for underserved consumers, the company offers competitive compensation packages, with salaries reportedly reaching up to $160K+ annually for engineering roles depending on experience and level.
Job Overview
| Category | Details |
|---|---|
| Company | Perpay |
| Role | Software Engineer (New Grad / Experienced) |
| Location | Philadelphia, Pennsylvania, USA |
| Job Type | Full-time |
| Salary Range | $121,100 – $174,600 (can reach ~$160K+) |
| Experience Level | New Grad to Mid-Level |
| Work Model | On-site (primarily) |
| Industry | Fintech / Consumer Credit |
Job Description
We are looking for motivated graduates to join our Software Engineering team in 2026! You’ll contribute to our codebase, test & release features into production, and collaborate with other teams like product, design, data science, analytics, and operations. The ideal candidate has software development internship experience and is enthusiastic about learning and growing! We’re particularly interested in working with candidates excited about joining a mission-driven startup.
On our team, you’ll sharpen your skills, learn new tools alongside other new graduates, and learn from experienced engineers. Plus, our team organizes events and social gatherings outside of work hours. We believe having a fun and engaging work environment is essential to fostering a positive company culture and creating a strong foundation for career growth.
Much of our team is fullstack, so we look for team members excited to learn new technologies and work across all stacks, even if it’s not something you’ve done before! Our tech stack: Javascript, React, React Native, Redux, Python, Django, Kubernetes, AWS, Docker, Terraform, and more.
Our greatest strength is our people, and we’d love for you to be one of them!
Responsibilities:
- Develop, test, and release features for our customer-facing and internal platforms alongside the engineering team
- Write clean, efficient, and maintainable code
- Collaborate cross-functionally to develop efficient and user-friendly solutions to support the complex needs of our business
- Actively participate in design reviews, code reviews, and discussions to improve our software architecture and implement efficient processes within our engineering team
What You’ll Bring:
- Currently pursuing a Bachelor’s degree or higher or a recent graduate studying Computer Science, Mathematics, or a related technical field
- 1 to 2 previous Software Engineering internships with a focus on fullstack software development
- Experience with at least one backend application framework such as Django or Flask
- Experience with frontend technologies such as React, Angular, or Vue.js
- Knowledge of RESTful API design and integration
- Experience with Python or another dynamically typed language
- A strong focus on writing and deploying clear, readable, testable code
- Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or languages
- Eagerness to learn, grow, and seek feedback from team members
- Strong communication skills
Selection Process
Perpay’s hiring pipeline is designed to assess both technical depth and problem-solving ability:
- Application Screening
Resume shortlisting based on relevant skills (DSA, backend/frontend, systems). - Technical Interviews
- Coding rounds (data structures & algorithms)
- System design (for experienced roles)
- Onsite / Virtual Interviews
- Cross-functional interviews with engineering teams
- Behavioral and culture-fit discussions
- Super Day (Early Talent Programs)
- A unique one-day hiring event where candidates solve real business challenges and may receive offers within 48 hours
How To Apply
- Visit the official careers page of Perpay
- Search for “Software Engineer” or “New Grad” roles
- Submit your application with resume and relevant project links
- Prepare for coding interviews (LeetCode-style + real-world problem solving)